For federal employees planning to retire early, one of the most powerful but often overlooked benefits of the Federal Employees Retirement System (FERS) is the Special Retirement Supplement (SRS). Designed to bridge the income gap between early retirement and Social Security eligibility, the SRS can be a game-changer for those who understand how to optimize it. Yet, many pre-retirees are either unaware of this benefit or unclear about how it works—leaving valuable income on the table. In this … [Read more...]