Our staff of certified federal employee benefit educators will assist your employees in understanding their retirement and benefits resources so they can plan and achieve their retirement goals.
Kathy Hollingsworth
L. Kathryn (Kathy) Hollingsworth, a Certified Financial Fiduciary (CFF), has worked in the mortgage and financial sector for over 20 years, helping federal employees and the private sector protect and grow their assets prudently.
As an FRC (Federal Retirement Consultant), Kathy has counseled government employees (public sector: Tuskegee and Montgomery VA Hospitals, Social Security, Anniston Army Depot, National Guard, Maxwell and Gunter AFB, Redstone Arsenal, and NASA) and employees, retirees and contractors in the private sector find programs that guarantee their NEEDS in retirement, and helped grow their stock market funds for their WANTS Â (as an I.A.R., Investment Advisor Representative).
Before going into the financial sector, Kathy spent 5 ½ years at the Montgomery Area Council on Aging and received a Certificate of Recognition from Governor Bob Riley; she found her purpose: to assist those who have nurtured us to become the people we are today.
Kathy graduated in three years from Birmingham Southern College (Business Administration) and is so thankful for the development she received there.
Kathy enjoys spending time with her husband, daughter, and grandchild, as well as with the dogs Sassy and Sally.
Justin V. Cole, FRC
Justin V. Cole brings over 26 years of dedicated service in the U.S. Army and U.S. Army Reserves, where he currently serves as a Colonel in Military Intelligence. His career has been defined by leadership in intelligence operations, cybersecurity, and financial consulting. With extensive experience in national security, cyber threat intelligence, and operational planning, Justin has developed a keen ability to analyze complex systems and mitigate risk—skills he now applies to helping federal employees navigate their financial futures.
As a Federal Retirement Consultant (FRC) and a licensed Life and Health Insurance professional in Alabama, Justin is passionate about empowering federal employees with the knowledge they need to secure their retirement. He authored the e-book Federal Benefits for a Lifetime of Security, which offers invaluable insights into retirement planning and financial literacy.
Justin holds two Master’s Degrees—one in Cybersecurity from the University of Alabama in Huntsville and another in Homeland Security from the U.S. Army Command and General Staff College. He also earned a Bachelor’s degree in Economics from Virginia Military Institute. His unique background in both cybersecurity and finance allows him to provide a comprehensive, analytical approach to financial planning.
Beyond his professional endeavors, Justin is a Nationally Registered Emergency Medical Technician (EMT) and a certified cave rescue technician, actively volunteering with his local cave rescue squad. He enjoys exploring caves, engaging in outdoor adventures, and, most importantly, spending time with his five children.
Whether guiding federal employees toward a financially secure retirement or responding to emergencies in the field, Justin’s mission remains the same—helping others prepare for a future of stability and success.
Donna Hansen
Donna Hansen spent over 30 years in customer relations and account management and joined FEBEA in October 2014.
In addition to heading up Customer Relations for FEBEA, Donna has assisted clients with their home and auto needs through FEBEA’s Sister Company, Insurance Service of America (ISA). Donna is also a licensed Life and Health Insurance professional in Alabama.
